College student Kara is a bright girl from a middle income family pursuing a pre-law degree and working part time as a waitress to afford tuition. To further complicate her finances, she is offered a prestigious summer internship...unpaid. Kara's roommate Lea, who always has the latest in designer clothes and expensive jewelry, introduces her friend to the world of "Sugar Daddies" -- a group of older men who trade "favors" for money. Kara feels extremely conflicted but her mounting financial troubles win out and she descends into a murky arrangement with 55-year-old Grant. Kara tries to keep her relationship with Grant a secret, but eventually her two worlds collide causing collateral damage to her family and her future.