Ted Jenkin Shares How to Get REAL LIFE, REAL MONEY

ATLANTA, Sept. 29, 2015 /PRNewswire-iReach/ Is it possible that the first Generation Xer turned the age of 50 this year? No more Love Boat, Fantasy Island, or Three's Company for this generation, but now it is time for them to learn the Facts Of Life about their money so they can have Happy Days in the future. As Gen Xers and Ys mature, the demands of life and the lack of time can start to push and pull on managing their finances to secure their future. Ted Jenkin's new book Real Life, Real Money: 100 Smart Money Moves To Make Right NOW! (October 2015, ISBN: 978-1517353766, paperback, $14.95) will put next generation savers and even Boomers who may have fallen behind on their saving and investment goals on the road to financial success.

"When we're young, everything we have in life can fit in one box. Now that we are getting older and have collected more boxes, most Generation X and Generation Y clients do not have one clear financial picture of their family finances. We think we have all the time in the world to reach our financial goals, but the fact is that we aren't kids anymore," Jenkin said. "The clock is ticking and the time to get smart about our financial life is now! My book is designed to help people take small but important steps that can ultimately have a big impact on their financial well-being and help them breathe easier about life."

In Real Life, Real Money, Jenkin, an Atlanta-based certified financial planner professional, starts with the basics of everyday financial decisions that can have long-term effects. Jenkin then goes all the way through life stages, culminating in a discussion of insurance, estate and retirement planning. In ten short chapters, Jenkin details where financial planning mistakes are commonly made, how to avoid them and how to correct them.

CHAPTER HIGHLIGHTS

• In Chapter One, Jenkin discusses the mundane ways that money can get away from people. The chapter begins with Jenkin telling a story about purchasing beef jerky at a CVS store, which lays the groundwork for a discussion of the ways small decisions like buying jerky can have a financial impact.
• Chapter Two drills down into that dirty four-letter word: debt. The chapter provides practical tips for getting rid of debt, and staying out of debt.
• In Chapter Three, Jenkin helps readers with practical tips to make smarter every day budgeting and financial decisions.
• Chapter Four helps younger workers begin investing for long-term success. Jenkin discusses investing via employee-sponsored retirement plans as well as investing directly in the stock market.
• Chapter Five helps emerging investors understand taxes both what they are and how to plan for them. After all, they are one half of life's inevitabilities.
• Chapter Six deals with the financial issues associated with marriage and divorce. From deciding whether and how to combine finances as a newly-married couple to managing a financial split during divorce, this chapter helps readers think about financial landmines and where problems might lurk.
• In Chapter Seven, Jenkin helps Gen X and Gen Y parents think through the best way to eliminate their own student loan debt and begin planning for their own children's educations.
• As more and more Gen X and Y people decide that the traditional "work for someone else" model is not for them, Chapter Eight helps them to think through what being a small business owner really means. From structuring the business to be as financially advantageous as possible to buying equipment and hiring employees, this chapter focuses on everything a new entrepreneur should consider before striking out on her or his own.
• Chapter Nine provides a roadmap to insurance and estate planning. Split into two parts, this chapter helps readers realistically think about life and long-term care insurances with a focus on one's real needs versus what might feel like enough. In the estate planning section, Jenkin leads readers through the tough conversations they should have with themselves, their parents, spouses and families with respect to planning death or disability.
• In Chapter Ten, Jenkin discusses the goal most people have been working toward: retirement. From ways to juggle retirement planning with life's other financial needs to how and when to withdraw money from one's retirement "faucets," this chapter succinctly lays out how to think about one's retirement plan today while casting an eye toward a better tomorrow.

"Real Life, Real Money is really a labor of love," said Jenkin. "The book is designed to help Gen Xers and Gen Ys understand that, in many ways, the way we will plan for our financial future will look nothing our parents did it in the past. With an increasingly complex tax code, more investment options, and larger insurance choices, our generation needs to become more educated about their financial future. This book is an easy to read easy to implement book to improve your current financial situation."

Real Life, Real Money: 100 Smart Money Moves To Make Right NOW! is available through online booksellers. The book is written in accessible language and is designed to engage next generation wealth accumulators who want to successfully plan for their financial futures.

About the Author

Ted Jenkin has been a financial advisor for more than 24 years and a CFP for over 19 years. In 2008, Ted co-founded oXYGen Financial, creating a new company focused on serving the X and Y Generations. Jenkin has been featured in over 75 magazines and newspapers and is now a featured blogger for the Wall Street Journal's The Experts Section and a regular guest on Headline News Weekend Express With Lynn Smith. He has been featured on three financial services magazine covers, is a Top 100 personal finance blogger, and ranked in the top 10 social media financial advisors in the country. He has six advanced designations from the College for Financial Planning (CFP, CRPC, CRPS, AWMA, AAMS, CMFC).

Media Contact: Alfred Martin, Impact Communications, 913-649-5009, alfredmartin@impactcommunications.org

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SOURCE Ted Jenkin

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